Alternative Funding for Restaurants

Fuel Your Restaurant's Growth

Get the capital you need without the hassle of traditional loans. Fast, flexible funding designed specifically for restaurant owners.

$500K+
Average Funding
24hrs
Quick Approval
500+
Restaurants Funded
Restaurant interior

How It Works

Get funded in four simple steps. Fast, transparent, and designed for restaurant owners.

1

Quick Application

Fill out our simple online form in just 5 minutes. No lengthy paperwork or complicated processes.

2

Fast Review

Our team reviews your application within 24 hours. We focus on your revenue, not just credit scores.

3

Get Approved

Receive your funding offer with transparent terms. No hidden fees or surprises.

4

Receive Funds

Money in your account within 48 hours. Start investing in your restaurant immediately.

Why Choose Plate Stub?

We're not a bank. We're your growth partner, designed specifically for the restaurant industry.

Lightning Fast

Get approved in 24 hours and funded in 48 hours. No waiting weeks for traditional bank loans.

No Collateral Required

Access capital without putting up personal assets. Your future revenue is all we need.

Flexible Terms

Repayment adjusts with your sales. During slow periods, you pay less automatically.

No Fixed Monthly Payments

Payments are a percentage of daily sales. Grow without the pressure of fixed costs.

Revenue-Based

We evaluate based on your restaurant performance, not just personal credit scores.

Dedicated Support

Work with a team that understands the restaurant industry and your unique challenges.

Perfect for Every Restaurant Need

  • Equipment upgrades and kitchen renovations
  • Inventory and ingredient purchases
  • Marketing and customer acquisition
  • Seasonal cash flow management
  • Opening additional locations
  • Hiring and training staff
Restaurant kitchen

Success Stories

Hear from restaurant owners who've transformed their businesses with Plate Stub.

Maria Rodriguez

Maria Rodriguez

La Cocina Mexicana

Austin, TX

"Plate Stub helped us expand to a second location when banks turned us down. The process was incredibly smooth and the flexible payments were exactly what we needed."

Funded: $350,000
James Chen

James Chen

Fusion Bistro

San Francisco, CA

"The revenue-based repayment model was a game changer. During our slower winter months, payments adjusted accordingly. It gave us breathing room to grow sustainably."

Funded: $180,000
Sarah Thompson

Sarah Thompson

The Garden Table

Portland, OR

"I was able to renovate our entire kitchen and outdoor patio. The approval process took less than a day, and we had funds in 48 hours. Absolutely incredible service."

Funded: $275,000

Ready to Grow Your Restaurant?

Join hundreds of restaurant owners who've secured funding in as little as 48 hours.

Get started

What Happens Next?

  1. 1We'll review your submission within the next 12 hours
  2. 2A funding specialist will contact you to discuss options
  3. 3Receive funds in your account within 48 hours of approval